Commercial

Protect Your Business

For over 25 years, Kraus & Kraus Insurance Agency has been providing its clients with individually tailored commercial insurance policies. We regularly work with contractors, retail business owners, and commercial building owners to provide the best insurance policies available. Whether you need disability insurance or workers compensation, our team is sure to find the best solution.

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Kraus & Kraus Insurance Agency, Inc.

Business Owner’s Policy

A business owner’s policy combines general liability insurance with commercial property insurance. It safeguards businesses from losses incurred during regular operation. Whether there is property damage, legal liability, or employee-related risk, the insurance company pays for all financial losses.

Workers’ Compensation Insurance

Workers’ Compensation Insurance is a state-mandated insurance program which covers lost wages, medical treatment and death benefits resulting from an employee’s work related injuries, illness or loss of life. It also provides coverage for services necessary to assist an employee with their recovery and ultimately get them back to work. Considering that the cost of Workers’ Compensation Insurance is paid entirely by the employer – and that no amount can be charged back to an employee – it is important for your company to find coverage that is both affordable and is in compliance with state regulations.

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General Liability Insurance

General liability insurance helps protect you and your business from third party claims that occur as result of your business operations, your products, or your services.

Disability Insurance

Coverage that replaces a portion of your monthly income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your most valuable asset — your ability to earn a paycheck.